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What's driving the dip in monthly credits for Northgate Joinery?
Credits fell 18% in August, mostly from two delayed invoices from Barratt Homes (£14,200 total). September recovered to £41,300, in line with the 6-month average.
↗ Bank statement · Aug↗ Transaction #8812
Does that change affordability?
No. DSCR stays at 1.62× using the 6-month average. Using August alone it would be 1.31×, above the 1.25× refer band.
↗ Policy v14 · rule AFF-2