Items
- Rule builder
- Points-based scorecard → risk grade (A–E) with configurable bands
- Pricing matrix
- Mandate / authority limits
- Versioning with effective dates, draft → review → publish (maker-checker), instant rollback
- Simulation / backtest
Rule builder · draft v14
UnpublishedIF
monthly_credits_avg<£8,000thenKnock outIF
trading_months<6thenKnock outIF
short_term_lenders≥3thenReferIF
ccj_unsatisfied>£1,000thenKnock outPreview / simulation
71%
Approve
-2.4pp
vs live
Backtested on last 1,000 applications in 11.2s.