All screens/M21Borrower Copilot & Business Health Score/Health score cardWeb124 / 147

Health score card

Business Health Score (0–100) from
1,284
+12.4% vs last week
Book outstanding
£18.42m
+£0.61m MTD
Arrears 30+
2.1%
+0.3pp
SLA met
96.8%
target 95%

Trend · 12 weeks

Mix by grade

A
38%
B
31%
C
21%
D
10%

Volume by day

Needs attention

  • Business Health Score (0–100) from cashflow stability, buffer days, revenue trend, debt load — explained in plain English
  • Cashflow forecast (next 30/60 days) with low-balance warnings before DD dates
  • Copilot chat
  • Proactive nudges